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"HARD CASH," like "The Cloister and the Hearth," is a matter-of-fact Romance--that is, a fiction built on truths; and these truths have been gathered by long, severe, systematic labour, from a multitude of volumes, pamphlets, journals, reports, blue-books, manuscript narratives, letters, and living people, whom I have sought out, examined, and cross-examined, to get at the truth on each main topic I have striven to handle.